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CNH has assisted nearly 238 homebuyers purchase
a renovated home since the first home was completed in 1995.
CNH uses combined funds from Michigan State Housing Development
Authority (MSHDA), the Fremont Area Community Foundation,
Federal Home Loan Bank of Indianapolis bank loans and sales proceeds from previously developed homes to
acquire, renovate and sell homes at an affordable cost to
qualifying families. Here are a few of our stories:
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Nulf Family
Kim, a mother of three children,
didn’t want to be the single mom that had to work two
jobs, always had to say no, was too tired or too busy to
be involved with the kids. She did not want her kids to
have to live in whatever low rent housing she could find.
Six years ago Kim responded to a CNH
ad offering credit counseling, budgeting help, educational
classes and assistance in purchasing a home. At that
time, she was earning minimal income and felt it was not
the right time to buy a house. She chose instead to go
back to school and get a degree in nursing. While
struggling with college, trying to raise three kids alone
and paying for day care, Kim took the financial management
classes and worked on her credit score. “I found these
financial classes to be so very helpful in opening my eyes
and making me an educated home buyer. I used the formulas
I had learned and decided that I could realistically
afford a house about $15,000 less than what I had been
approved for, so I used that number when I went house
hunting,” stated Kim.
Kim found her dream home in a rural
setting that was in her price range. There is plenty of
room for her children to be outdoors playing, building
forts, catching frogs and identifying deer tracks. This
is the childhood she dreamed of giving her children.
Kim was very pleased with the
contractors who performed the rehabilitation work on her
home, which was funded by Federal Home Loan Bank of
Indianapolis and Fremont Area Community Foundation.
2006 was an excellent year for Kim.
She got a job at a great hospital, graduated from college
with a 3.1 gpa, passed the state boards, is now a licensed
RN and bought her first home. Kim commented, “I was never
patient with the whole process, I wanted to reach that
finish line. However, CNH stuck by me and held my hand.
When it all seemed so scary I knew I wasn’t alone, there
was always someone I could ask for help. Thank you so
very much!”
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Housing
Choice
Voucher
Success |
Collaboration
Leads one Woman from Homelessness
CNH is sensitive to the needs of
each client, as we never know at the onset what a
client’s needs may be. The first communication to
Housing Choice Voucher clients is via mail and unless
the client indicates in writing that they may have a
specific need due to a disability we are not typically
aware of any special services that they may require.
Terri Videan would be one such client.
It wasn’t until we received a
telephone call from Terri with a TTY operator as an
intermediary did we realize that Terri was deaf. Upon
this discovery we realized that we would have to find a
unique way to communicate with Terri. A “simple” phone
call was out of the question since Terri didn’t have a
phone and the TTY system proved to be awkward due to the
lingo and terminology used in the HCV program. It was
like speaking a foreign language to someone who couldn’t
hear. CNH’s flexibility to adapt and make the program
fit Terri’s needs would prove to be a successful
endeavor for all involved.
“In the beginning I actually had
to sleep in my truck,” said Terri. “Finally I was lucky
enough to stay with a friend until Sarah Polanyi,
administrative assistant from the Deaf and Hard of
Hearing Connection (DHHC) in Muskegon, told me she would
help me find a place to live. Sarah worked hard to
contact CNH and they were able to help me out.”
Thanks to the DHHC in Muskegon,
CNH was able to communicate more efficiently with Terri.
Scott Peyton, executive director of the Deaf and Hard of
Hearing Connection, facilitated CNH’s communications
with Terri and simply helped put all the pieces
together. Terri was able to communicate with landlords
and quickly find a quality affordable home to rent with
rental assistance from the Housing Choice Voucher.
“I finally have a home to stay in
with heat and electric. I have no idea how to say thanks
to CNH. They have done so much for me to get a home
where I can really sleep in my own bed with warmth,”
said Terri. “I am relieved and happy and appreciate
everything they have done for me. Thanks to CNH since
there was such a communication barrier for me.”
It has been a true pleasure for
CNH to partner with the DHHC in order to help Terri.
Building relationships with other non-profits in our
communities enables us to extend our reach and touch the
lives of those who may otherwise be passed over. DHHC is
a non-profit agency, serving deaf and hard of hearing
persons in West Michigan, in Muskegon, Ottawa, Oceana
and Newaygo Counties. The agency provides a variety of
services/programs including interpreter referrals,
education, advocacy, kids' programming, job club, sign
language classes, etc.
“Being able to help people like
Terri and seeing the look on their face is why we come
to work every day,” said Peyton. “This is why we do what
we do.”
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Hills Family
38 Elm St. is
more than just a new home on the block in the Village of
Hesperia. It is more than just 1100 square feet of living
space. For Donny Hills, this is his answer to a dream come
true.
We all have challenges in
life, but Donny faces more than most of us. In 1988 he was
diagnosed with multiple sclerosis. A few years later he
found himself divorced, a father of three children and
quickly loosing his vision. His means of employment as a
meat cutter ended abruptly along with the loss of a
driver’s license due to vision impairment. His legs began
to fail, which committed him to a wheelchair by 2000.
In 1996 he and his children moved into a
600 square foot apartment that had no handicap
accessibilities. For seven years they existed in extremely
crowded living quarters. Donny and CNH staff began
searching for a home to renovate to meet his need, but to
no avail. On November 13, 2002 land was purchased and
specifications for a new house were put out for bid. On
April 17, 2003 Donny unlocked the front door to his new
home. Family and friends all pitched in to help with the
move.
Donny’s home life is now barrier free.
He appreciates the ability to shower and brush his teeth
with no hardship. The spacious living quarters allow him
room to move about easily. The ramps and sidewalks give
him independence to come and go whenever he chooses. Most
of us take these liberties for granted. Donny often says
"Don’t give up", which is a rule he lives by. Despite his
physical limitations, Donny continues to be an active
member in his community
NCCS CNH is proud and honored to have
had the privilege of working with Donny Hills. It reflects
our commitment to improving people’s lives and
communities.
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Another
Housing Choice Voucher Success! |
From Tragedy comes a new beginning
CNH Housing Choice Voucher program
offers more than just rental assistance to families fallen
on difficult times. After losing two of her daughters in a
drowning accident in the Muskegon River on May 26, 2007,
Doris Winburn and her children decided in December 2006 to
relocate to Muskegon County to escape the terrible memories
of that tragic event.
It was in December that CNH received
Doris’ case from Mecosta County’s Housing Choice Voucher
agent and began processing her paperwork. In order to make
the transition to Muskegon County Doris and two of her
daughters stayed at the Muskegon Rescue Mission, while two
of her sons had to live somewhere else. The death of her two
daughters and a mental illness deemed Doris mentally
incompetent of managing her responsibilities. Her family was
separated, yet Doris was determined to keep moving forward
and to reunite her family.
Doris appeared to overcome every
obstacle with ease; chasing down documents, getting
signatures, and saving up enough money for a security
deposit on a new rental unit. Her strong faith and
determination would prove to be her vehicle for reuniting
her family and obtaining a safe and affordable home for
them.
CNH’s Housing Choice Voucher Program
allowed Doris the opportunity to create a fresh start for
her and her family in Muskegon County. “NCCS gave me lots of
comfort and hope,” said Doris. “The staff at NCCS goes
beyond the call of duty and saves the lives of people like
myself who have lived in bondage of fear, feeling inadequate
and believing they can’t make it. Now that we have a nice
place to stay my kids’ grades in school have come up and I
will be starting college in May. The examples of seeing how
effective NCCS (is) has inspired us to believe and to apply
positive teaching in our lives.”
Doris says, “I would like to thank
NCCS and staff for their hard work. We know it comes from
their heart and it has given us life.” It has been our
pleasure at CNH to work with Doris and her family and to be
able to provide the means to bring her family together and
build a bright future. It’s people like Doris who are
deserving of the financial assistance the Housing Choice
Voucher program provides and appreciative of the quality of
service we offer.
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