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Housing Choice Vochure Program (HCV)

The Housing Choice Voucher (HCV) program is the federal government's largest program for assisting low-income, the elderly, and the disabled to afford decent, safe, and sanitary housing. Families who are awarded vouchers use them to help pay the cost of renting housing on the open market.  Because vouchers are provided to particular tenants to live where they choose, they are often referred to as “tenant-based” assistance.  Under certain circumstances vouchers can also be used to help families buy homes.

Participants are free to choose any housing that meets the requirements of the program and where the owner agrees to rent under the program. The rental unit could include the family's present residence. Rental units must meet the Housing Quality Standard as determined by MSHDA.

Am I eligible?

Eligibility is determined by total annual gross income, family size, citizenship and specified categories of non-citizens who have immigration status. Income eligibility requirements are 100% of federal poverty level, you must live in the county to which you apply and no one in the household can recently be convicted of a felony.

How much assistance can I receive?

 

CNH will calculate the maximum amount of assistance allowable based on the payment standard for the county and your adjusted gross income.

 

How do I apply?

 

To apply for an application to be on the waiting list for the Newaygo County Housing Choice Voucher Program please call: CMA at 231-796-8883.

 

If you are a Newaygo County resident and are currently homeless you can apply directly to TrueNorth for a HARP Voucher. Contact Christina Kenney at 231-924-0221 ext. 137.

 

The waiting list for Muskegon County is currently closed and applications are not being accepted at this time.

 

Since there is such a high demand for housing assistance it is common to be on the waiting list for a long period of time. In some instances there may be more families on the waiting list than can be assisted in the near future and the waiting list may be closed.

 

For more information about Housing Choice Vouchers visit HUD's website by clicking here.

 

What's New

 Michigan One of the Five Hardest Hit by Foreclosure!

 The U.S. Department of Treasury approved the Michigan State Housing Development Authority’s (MSHDA) plan to distribute $154.5 million in federal funds that should help more than 17,000 Michigan households avoid foreclosure. 

Contact your servicer (who you make your mortgage payments to) and ask if they are participating in Michigan's Hardest Hit Program.

Click to learn more about the Hardest Hit Fund.

Click here to learn about MSHDA's A Step Forward Michigan  Program and to find out if you qualify for Step Forward Michigan, FAQ's, participating lenders, take a tour of the program before you apply and how it works.

FOR INFORMATION ON HOW TO AVOID FORECLOSURE AND SCAMS

Click here for informative videos on mortgage scams

Click here for information from Feddie Mac   

Click here for information on loan scams 

Click here for information on the Michigan Foreclosure Prevention Project

 

                      

 

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